Business Funding Solutions
💳 SFA’s CREDIT-BUILDING PREPAID CARD PROGRAM
Build Business Credit with Every Swipe
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A prepaid business card that reports like a tradeline—and boosts your credit without risking your SSN.
Most vendors want your PG. Ours don’t. This prepaid business card program is designed to help you build EIN-only credit fast. Every month you spend and reload, we report your payment activity to top business credit bureaus. No risk of overextension, no hard pulls, just steady growth. Perfect for new businesses, scaling companies, and agencies wanting a white-labeled tradeline solution for clients.
• Prepaid business card that reports to major business bureaus
• No personal guarantee or credit check
• Monthly activity builds credit history
• Option to white-label for agencies
• Dashboard and spend tracking included
Who It’s For?
• New businesses with no credit history
• Business owners who want to avoid PG
• Agencies looking to offer tradeline solutions
• Entrepreneurs prepping for funding
• Coaches/consultants wanting value-added credit services
What You Get:
Virtual or physical prepaid business card
Monthly reporting to business credit bureaus
Access to a custom dashboard
Transaction history for compliance
Optional white-label program for credit agencies and consultants
FAQ
Q: Does this require a credit check?
A: No—no personal credit check or PG is required.
Q: Which bureaus do you report to?
A: We report to D&B, Experian Business, and Equifax Business.
Q: Can I get a physical card?
A: Yes—virtual by default, physical upon request.
Q: Is this a loan or credit card?
A: No—this is a prepaid spend card that behaves like a tradeline when reported.
Q: Can I white-label this as a service provider?
A: Yes—contact us for volume and private-label pricing.
Every business is different and unique. We would need more information from you to accuratly quote a price.