💸 Balance Leveling & Paydown Service
Slash your utilization—fast.
5.99% plus taxes
Credit utilization heavily impacts scores. Our Balance Leveling service transfers funds—minus a 5.99% fee—to your account or creditors, so your next credit report shows lower balances. This strategic move can boost your score before key applications, all handled compliantly and transparently.
• Funds sent to you or directly to creditors
• Instant balance reduction on next report
• Optimizes credit utilization ratio
• Transparent 5.99% service fee
Who It’s For:
Clients prepping for major credit reviews
Anyone needing rapid utilization improvement
What You Get:
One-time fund transfer coordination
Payment confirmation & timing advice
Email support until balances update
FAQs
• Q: How does the 5.99% fee work?
A: You pay a one-time 5.99% of the total transfer amount. For example, a $1,000 transfer costs $59.90. Plus Taxes
• Q: Where do the funds go?
A: We can send the net funds directly to your bank account or pay your creditors on your behalf—your choice.
• Q: When will the balance update on my credit report?
A: Most issuers report monthly; you’ll see the change on the next scheduled reporting cycle.
• Q: Is this credit repair?
A: No—this service simply reduces your utilization by paying down balances, which can help improve scores.
Lower your reported balances with a strategic paydown at just 5.99%.
5.99% of your chosen paydown amount (e.g. $1,000 → $59.90 fee).
⚠️ Disclaimer
Executes a one-time fund transfer to reduce reported balances at a 5.99% fee; impact depends on creditor reporting schedules. Service fee covers transfer coordination only—bank fees and processing costs may apply. Not credit repair or financial advice.