Top 5 DIY Credit Repair Strategies (Before You Call in the Pros)
- Strike Force Agency LLC
- May 15
- 1 min read
Introduction
You don’t have to wait for a pro to start improving your credit. Here are five actionable steps you can take right now—no lawyers, no fees, just smart moves.
Dispute Minor Errors
Mistyped account numbers and small balances can drag you down. File a single-item dispute letter via your bureau’s online portal.
Request Goodwill Adjustments
Have a one-time late payment? Call the lender, explain your history, and politely ask for a goodwill deletion.
Lock in Lower Utilization
Transfer or pay down balances to keep utilization under 30%. Even a 5–10% shift can boost your score.
Automate On-Time Payments
Set up autopay for all credit lines—nothing beats a perfect payment record.
Become an Authorized User
Ask a trusted family member with a long, healthy history to add you on their card. Their positive history can lift your score.
When to Call Strike Force
Once you’ve handled the low-hanging fruit, our hybrid AI + specialist team can tackle the tough stuff—complex disputes, identity-theft issues, and strategic escalation.
Next Step: Download our free “Credit Dispute Starter Kit” and see how hybrid intelligence can take you from DIY to done-for-you.
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